$0 down, 100% financing, terms from 3 months to 20 years. Approvals start at 550 FICO with a soft credit pull — checking your rate won't touch your credit score.
No credit pull at this stage · We discuss your options first · Then guide you to the right path
Through our financing partner Improvifi, you can choose the structure that fits your budget. Every plan offers $0 down, no prepayment penalty, and a soft credit pull to see your real options.
Pay for your project interest-free over 3 to 18 months. The most popular option for homeowners who can pay off the project quickly but want to spread out the cash flow.
Lock in a fixed rate and spread your roof, siding, or full-exterior project over a longer term to keep monthly payments comfortable.
For full-property exterior overhauls or commercial work where you need more than $150K of financing. Uses your home's equity for the most competitive rates.
If your roof replacement is covered by an insurance claim, your insurer pays for the project — but you're still on the hook for the deductible out of pocket. After a Denver hail event that's often $2,500 to $10,000+ in cash you weren't expecting to spend.
With Improvifi, you can finance just your deductible on its own. Same soft credit pull, same fast approval, same flexible terms — but sized to the small amount you actually owe. Most homeowners are approved for $0-down deductible financing within minutes.
A quick comparison of our three financing structures. Not sure which to pick? Apply once — Improvifi will show you every plan you qualify for and you can choose.
| 0% Interest Promo | Fixed-Rate Plan | Secured Loan | |
|---|---|---|---|
| Best for | Can pay it off in under 18 months | Want low, predictable monthly payments | Large or whole-property project |
| Term length | 3 – 18 months | 2 – 20 years | 5 – 30 years |
| Loan amount | Up to $75,000 | Up to $150,000 | $15,000 – $400,000 |
| Interest | 0% during promo period* | Fixed credit-based rate | Lowest available rate (secured) |
| Down payment | $0 | $0 | $0 |
| Soft credit pull | Yes | Yes | Yes |
| Prepayment penalty | None | None | None |
| Good for deductible financing | Excellent fit | Possible | Overkill |
*Standard interest may accrue if balance is not paid in full during the promotional period. Specific terms determined at application based on credit profile.
Drag the sliders to see a ballpark monthly payment. This is an estimate — your actual rate and term are set by Improvifi based on your application.
Estimates use representative APRs (0% promo, 9.99% fixed-rate, 7.99% secured). Your actual rate, term, and approval are walked through with our team — we'll match you to the plan that fits, not just the first one a computer says yes to.
The whole financing process is built around speed — we know a Denver hail season doesn't wait for paperwork.
Send us your project details. A real person from our team reaches out within 1 business hour — no credit pull, no commitment.
We discuss every financing path — including creative options for insurance claims or denied applications — and find the one that fits.
Once approved, our team coordinates your install. Our project supervisor stays on-site and our catch-all property protection covers your landscaping.
Project complete, no surprises. You make one monthly payment — we handle everything else from start to warranty.
Water damage, hail bruising, and exterior deterioration compound fast in Colorado's climate. Financing turns a $20K emergency into a manageable monthly bill — and stops a small problem from becoming an expensive one.
Don't wait through another hail season hoping your roof holds. Schedule the project now, finance later.
A deteriorating roof or rotting siding hurts resale. Replacing it now preserves equity for when you sell.
Fixed monthly payment means no surprise lump-sum expense. Plan your money the way you already do.
Materials, labor, disposal, code upgrades — your financing covers it all. No down payment required.
The application takes about 3 minutes. You don't need to gather any documents up front — just basic info.
Quick answers on credit pulls, deductible financing, and what to expect at application.
Every project is different — and so is every homeowner's budget. Tell us about your project and we'll walk you through every option, including creative paths that automated applications can't see.
A member of our team will reach out within 1 business hour. Need to talk sooner? Call us at 720-316-5455.
Schedule a no-pressure consultation with our team. We'll discuss every financing path available, including options the automated lenders won't show you.
No credit pull · No obligation · Real people, real answers
